Maxing Your Dependent Care FSA Now Erases the Tax Credit
The dependent care FSA limit rose to $7,500 for 2026 — the first real change since 1986. But the credit's expense cap did not move, so a maxed-out FSA now wipes out the Child and Dependent Care Credit entirely, even with two children.
Your Bronze Plan Became an HSA Plan — No One Opens It for You
Since January 2026, bronze and catastrophic marketplace plans count as HSA-qualified coverage. But enrolling does not create the account, silver still has to earn it the old way, and one common piece of coverage quietly disqualifies you.
The New Car Loan Interest Deduction: Who Actually Qualifies
A new deduction lets you write off up to $10,000 of car loan interest for 2025-2028 — but only a new, US-assembled vehicle on the right kind of loan counts. Here's how to check before you assume it applies.
Is There a Tariff Rebate Check in 2026? Check the Bill First
Searches for a 2026 tariff rebate check are surging, but a proposed bill is not an approved payment. Verify the bill status and avoid fake enrollment links.
Still Getting a Paper Social Security Check? How to Switch Safely
Federal benefit payments are moving off paper checks — but missing the deadline does not stop your Social Security. If you or a relative still gets a paper check, here's how to switch to direct deposit or the Direct Express card, how to request a waiver…
Amazon Prime Refund: Are You Owed Up to $51 Before July 27?
The FTC's Amazon settlement is refunding Prime fees to millions who were signed up or blocked from cancelling. Some refunds were automatic; others must be claimed by July 27, 2026. Here's how to tell which applies to you — and how to avoid the copycat…
The $6,000 Senior Deduction (65+): How to Claim It, and What It Isn’t
The One Big Beautiful Bill Act added a temporary extra deduction of up to $6,000 for people 65 and older. It isn't a check, and it doesn't erase tax on Social Security. Here's who qualifies, how it stacks on top of your standard deduction, and how to…
Trump Accounts: The $1,000 Doesn’t Land in Your Bank Account
The $1,000 is real, but it is not a refund and it is not paid to you. Treasury deposits it into the child's account, and only the person who claims the child as a dependent can make the election. Here is what Form 4547 actually does.
SAVE Is Ending: Choose a Repayment Plan Within 90 Days
Doing nothing does not keep you on SAVE. It moves you onto a fixed plan billed against your balance, not your income — and the forbearance months you have already spent earned you no forgiveness credit.
No Tax on Tips or Overtime? What the Law Really Does
Tips and overtime are still taxable wages. What changed is a capped deduction, claimed on a brand-new form, that does nothing for Social Security or Medicare tax.