Maxing Your Dependent Care FSA Now Erases the Tax Credit
The dependent care FSA limit rose to $7,500 for 2026 — the first real change since 1986. But the credit's expense cap did not move, so a maxed-out FSA now wipes out the Child and Dependent Care Credit entirely, even with two children.
The New Car Loan Interest Deduction: Who Actually Qualifies
A new deduction lets you write off up to $10,000 of car loan interest for 2025-2028 — but only a new, US-assembled vehicle on the right kind of loan counts. Here's how to check before you assume it applies.
The $6,000 Senior Deduction (65+): How to Claim It, and What It Isn’t
The One Big Beautiful Bill Act added a temporary extra deduction of up to $6,000 for people 65 and older. It isn't a check, and it doesn't erase tax on Social Security. Here's who qualifies, how it stacks on top of your standard deduction, and how to…
No Tax on Tips or Overtime? What the Law Really Does
Tips and overtime are still taxable wages. What changed is a capped deduction, claimed on a brand-new form, that does nothing for Social Security or Medicare tax.
Where’s My Refund? How to Track It and Fix the Usual Delays
The IRS tool tells you less than people expect, and refuses you outright if one field is off. Here is how to read it, and what each common delay actually means.
How to Find Unclaimed Money the Government Is Holding for You
Billions sit unclaimed across state treasuries, old pensions and failed banks. There is no single database — here is the free, category-by-category way to check.